Materials Copay Vision Insurance

Posted : admin On 1/29/2022
  1. Insurance Copays And Deductibles
  2. Copay Health Insurance Plans
  3. Materials Copay Vision Insurance

LASER VISION CORRECTION The materials copay is a single payment that applies to the entire purchase of eyeglasses (lenses and frames), or contacts in lieu of eyeglasses. UnitedHealthcare VISION BENEFIT SUMMARY FOR Pair of Lenses for Eyeglasses (Once Every 12 Months) Underwritten by United HealthCare Insurance Company.

  1. There are different types of lens designs, lens materials and lens enhancements. Your eye doctor can help determine what may be right for you. Let’s say you need basic single vision lenses. Here, you’d simply owe a $10 copay for your lenses.
  2. Vision exam and eyeglasses (lenses and frames) or contacts in lieu of eyeglasses. There is a $10 eye exam copay, $20 materials copay, and $20 contact lens fitting exam co-pay. Material discounts are offered on additional purchases. Vision Insurance Superior Vision DENTAL AND VISION INSURANCES TYPE PROVIDER COVERAGE.

How Unum Vision Insurance works


Insurance Copays And Deductibles

Flexible plan packages designed to fit any need

  • Full-service plans covering materials and exams
  • Exam-only plans
  • Materials-only plans
  • Safety eyewear rider available for groups of 250 or more enrolled employees in select industries
  • Custom plans

Easy access to care at popular providers across the nation


Our vision network offers members access to convenient, quality care with more than 40,000 vision access points, including independent optometrists and retail stores like Walmart, Sam’s Club, JCPenney, Sears Optical, America’s Best and many more.

Standard plan benefits

Copay Health Insurance Plans

Covered serviceBenefit
Eye exams
(Once every 12 months)
Each member is entitled to a comprehensive eye exam for a low exam co-pay at any location they choose.
Eyeglass lenses
(Once every 12 or 24 months)
Single vision, bifocal and trifocal lenses are covered in full by materials co-pay. Generous allowances for lenticular and progressive lenses.
Eyeglass frames
(Once every 12 or 24 months)
Members may choose any frame with no brand restrictions. Frame allowances are applied toward the purchase of any frame in a provider's collection.
Contact lenses
(Once every 12 or 24 months)
Members may elect contact lenses in lieu of glasses with no brand restrictions.1 The contact lens allowance may also be applied toward any professional fitting fee.
LASIK surgeryDiscounts are available with participating providers. This is not an insured benefit.

For illustrative purposes. Actual coverage amounts may vary by plan.

Materials copay vision insurance program
  1. Material co-pays are deducted from allowances. New enhanced plans offer a separate contact lens fitting fee benefit with low co-pays.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. For complete details of coverage and availability, please refer to the actual policy or your Unum representative for specific provisions and details of availability.

Materials Copay Vision Insurance

Vision plans are marketed by Unum, administered and underwritten by Starmount Life Insurance Company.